An employer’s greatest asset is its people.  Attracting and retaining top talent in today’s world is tough.  Energy Insurance Agency’s qualified team of employee benefits professionals will guide you to plans that help provide your company with a competitive edge when it comes to recruiting and retaining top talent, while not blowing your budget!  We partner with companies of all sizes across the country to safeguard the health and well-being of team members and the bottom line through a custom and comprehensive benefits program designed to meet the long and short term needs of the Employer and its Employees.  Energy Insurance Agency’s customized programs provide competitive and responsive benefits and solutions to manage claims risks and curb long-term costs.

Areas of Specialization

At Energy Insurance Agency, we treat you like family.  Knowledgeable Producers will partner with you to evaluate your current program and make recommendations for improvement.  Each client is assigned to a team of specialists including an Account Executive, Client Services Manager, Business Analyst, and Account Coordinator who pride themselves on providing outstanding service.  We offer a comprehensive array of core and voluntary benefit programs and represent only the best of insurance carriers.  Our product lines include:

  • Medical (Fully-insured, self-insured, level-funded)
  • Dental
  • Vision
  • Life and Accidental Death
  • Short and Long Term Disability
  • COBRA administration outsourcing
  • FML administration outsourcing
  • Spending Accounts including HSA, HRA, FSA
  • Wellness
  • Employee Assistance Programs
  • Work-site Benefits

Broker Services

Our goal at Energy is to keep your company’s goals and objectives top of mind.  Through partnership, your Benefits Professionals will help save you money and time through proper implementation, reconciliation of claims or carrier service issues, and by anticipating your needs and concerns.  Communication is the key to effective and efficient partnership.  Clients of Energy Insurance have direct access to specialist and resources, making your experience seamless and hassle-free.  Broker services vary and are customized to meet the size and needs of clients.  These may include:

  • Quarterly Benefits Review
  • Claims Analysis & Benchmarking
  • Custom Plan Design
  • Level and Self-Funding Options
  • Data Analytics
  • Annual Market Study
  • Claims Advocacy
  • Annual Customized Overview of Benefits Brochures
  • Open Enrollment Assistance
  • Billing Advocacy
  • HR360 Tools, Newsletters
  • HR Connection – Customizable Employee Portal
  • COBRA Administration
  • Compliance Assistance

Compliance Assistance

Healthcare and health insurance is ever-changing.  It can prove difficult to keep up with the latest trends, regulations, laws and deadlines. And, failing to meet compliance obligations can prove costly. Energy Insurance Agency’s Client Services Management will provide you with the tools to help keep you compliant for those ‘do-it-yourselfers’.  We also offer more specific assistance and support to help you meet your compliance obligations.  Our compliance services include:

  • ERISA Compliance Assistance
  • ERISA Wrap Documents
  • POP Documents
  • Section 6055 & 6056 Workbook
  • Health Care Reform/ACA Notices
  • CHIPRA Subsidies Notice
  • HIPAA Notice of Privacy Practices
  • Medicare Part D Disclosure Notice
  • Annual 5500 Assistance
  • Section 125 Assistance
  • Department of Labor Audit Assistance
  • State and Federal Department of Labor Required Notices