800-759-1549
3008 Atkinson Ave. Lexington, KY 40509

Services

Services

Your employees are your greatest assets. A poorly structured benefit plan can contribute to staff turnover, delay the timely return from illness or injury and become a financial burden to your company and employees. A well-designed employee benefits plan makes your company a competitive employer, safeguards the health or your employees and minimizes the costs for both your company and your employees.  At Energy Insurance, our dedicated team will help to design and broker a comprehensive employee benefits program to meet your short-term and long-term goals, including the ability to grow and expand with your company. Our customized programs provide competitive and responsive benefits for your employees while managing your claims risk and controlling long-term costs.

Areas of Specialization:
All Energy Insurance Agency clients are assigned to a team of specialists who are dedicated to serving their needs. Our professionals pride themselves on excellent service, and dedicated to using their experience and expertise to meet our clients’ benefits objectives.  We offer a comprehensive array of core and voluntary employee benefits programs that can be custom configured to meet the unique needs of small and large companies.

  • Medical (Fully Insured & Self-Insured)
  • Dental
  • Disability (Short and Long-Term)
  • Life
  • Vision
  • Medicare
  • Federal & State Exchanges
  • Travel Assistance
  • Section 125
  • Cobra
  • FMLA
  • Spending Accounts (HRA, HSA, FSA, etc.)
  • Retirement Planning
  • Wellness Programs
  • Employee Assistance Programs
  • Workplace Voluntary Benefits

 

Broker Services:
Your Energy account team’s goal is to help save you money through proper implementation and management of your benefits programs, and they are committed to anticipating and fulfilling your needs and concerns.  You will access our team of specialists and the resources they provide through a single point of contact, making working with our firm seamless and easy.  Some of the broker services you can expect from your Energy Insurance Agency account team include the following:

  • Quarterly Benefits Reviews
  • Annual Renewal Evaluations
  • Custom Plan Design & Analysis
  • Partial, Level & Self-Funding
  • Benchmarking & Data Analytics
  • Medicare Enrollment
  • Claims Advocacy
  • Dedicated Service Team
  • Claims Audits
  • Annual Employee Benefits Guide
  • Employee Handbook
  • Total Compensation Statements

 

Compliance Assistance:
There are countless rules and regulations governing employee benefit plans. Our expert team will help ensure that you are meeting your compliance obligations. We stay up to date, and will inform you of any laws or regulations that may affect your employee benefit program. Our compliance consulting services include:

  • ERISA Compliance Assistance
  • Pay or Play Calculator
  • Section 6055 and 6056 Workbook
  • Health Care Reform Notices
  • CHIPRA Subsidies Notice
  • HIPAA Notice of Privacy Practices
  • Medicare Part D Disclosure Notice
  • Annual 5500 Assistance
  • Section 125 Assistance
  • DOL Audit Assistance